“Do You Take Payments?” — Yes, and Here’s How It Works
It’s one of the most common questions we hear, and for good reason. Even with insurance, most plans cap out at an annual maximum, leaving the rest of your treatment out of pocket. And if you don’t have dental insurance at all, the full cost falls on you. Either way, writing one big check or maxing out a credit card isn’t the only option — and it shouldn’t stand between you and the smile you actually want.
Flexible Payment Options, Built Around You
At Denovo Dental Studio, we work with a variety of vetted healthcare lenders so you can spread out the cost of treatment in a way that actually fits your budget. Here’s what that looks like:
Soft credit pulls, not hard ones. You’ll know instantly whether you’re approved — without it affecting your credit score.
Flexible terms. Extend your payments over more months to lower your monthly cost, or put some money down upfront to reduce what you finance.
Co-signer options. If your credit isn’t quite where it needs to be, a co-signer can help — even remotely. Family in another city or state can complete the process over the phone, so distance isn’t a barrier.
What You Should Know Before You Apply
Approval odds are generally strongest with a credit score above 650. If your score is below that, approval can be more difficult on your own, so it’s worth lining up a co-signer ahead of time to make the process smoother.
How the Process Works
Getting started is straightforward:
- Come in for X-rays and a treatment plan. We’ll map out exactly what your smile needs.
- Meet with our financial coordinator, Jasmine. She’ll walk you through every financing option available and help you find the plan that fits.
- Choose your plan. Whether that’s extended terms, a down payment, or a co-signer, you’ll leave with a clear, manageable path forward.
See What’s Possible for Your Smile
Wondering if your dream smile is worth financing? Take a look at our [Smile Gallery] to see real transformations from patients who decided their smile was worth investing in — and found a payment plan that made it work.
Ready to Find Out What You Qualify For?
You don’t have to figure out the cost of your new smile alone, and you don’t have to let budget concerns keep you from finding out your options.
Give us a call or book a visit, and we’ll walk you through your treatment plan and every financing option available — no pressure, just clarity.